Medicare Supplements

Medicare Supplements, also know as Medigap or Supplemental Insurance Plans are designed to cover the gaps in coverage that Original Medicare Part A and Part B don’t pay. Medicare pays 80% of healthcare expenses. Medicare Supplements cover the copays and deductibles left behind.

There are Ten Standardized Medicare Supplement Plans

The ten Medicare Supplement Plans cover all or a portion of nine different Medicare Supplement Benefits. Because plans cover the same benefits, the only difference between the insurance companies is the rate. For example, a Medigap Plan G with AARPUnitedHealthcare has the exact same benefits as a Medigap Plan G with MutualofOmaha.

Medicare Supplement Plans

Medicare Supplement Plan A  Medicare Supplement Plan B  Medicare Supplement Plan C  Medicare Supplement Plan D  Medicare Supplement Plan F  Medicare Supplement Plan G  Medicare Supplement Plan K  Medicare Supplement Plan L  Medicare Supplement Plan M  Medicare Supplement Plan N

When comparing Medicare Supplements it’s important to compare as many insurance companies as possible. Rates will vary signifigantly by state. At Medigap Planners, we will provide with a free no-obligation report showing you all the rates of all the plans. Working with us you are guaranteed to find the lowest rates from the top companies.

Top Medicare Supplements

Top 5 Medicare Supplement Companies

When choosing a Medicare Supplement company, there are many things to consider. You will want to look at financial stability, policies in-force, customer service, and of course rates. For this list, we considered all the criteria mentioned. We also looked at total Medicare Supplement sales by each company for 2015, and the availability of plans offered by each company nationwide.

Medigap F or Medigap G

Medicare Supplement Plan F or Medicare Supplement Plan G

Deciding between a Medicare Supplement Plan F or Medicare Supplement Plan G can be a tough decision for many seniors. To help, we’ll break down the differences between these two plans and clearly explain the reasons for choosing one type of coverage over the other.

annual enrollment period

Annual Enrollment Period 2017

The Annual Enrollment Period is the best time to check your current coverage against the competition. Any 2017 changes to your plan, such as rate increases, benefit reductions, and loss of specific drug coverage will be locked in when it’s over. Get a free no-obligation policy checkup.

Medicare Supplement Quiz

Medicare Supplement Quiz

These 10 questions will test your Medicare Supplement knowledge. We designed the Medicare Supplement Quiz to be fun and informative. If you are trying to decide on the right coverage for you, this can help.

apples and oranges sign

Medicare Supplement or Medicare Advantage Quiz

With this simple quiz, we ask ten questions to help determine the best coverage based on your benefit preferences. The quiz is designed to be an entertaining way to learn about the differences between Medicare Supplements and Medicare Advantage Plans.

Standardized Medicare Supplement

Standardized Medicare Supplements

Standardized Medicare Supplements, also known as Medigap or Supplemental Insurance came into law in 1992. Since then, all plans sold must offer the same benefits as defined by their plan type regardless of the insurance company.

Choosing a Medicare Supplement Plan

Choosing a Medicare Supplement Plan

When it comes to choosing a Medicare Supplement Plan, there’s a lot to consider. With all the information available online, it can also be a little confusing.

Mississippi Capitol

Mississippi Medicare Supplements

Shoppers have many options when comparing Mississippi Medicare Supplements, also know as Medigap Plans or Gap Insurance. You will want to do your homework. Rates can vary significantly between the different companies, areas and plans. Comparing all the rates is the only way to be sure you are paying the lowest premium for your plan.

Texas Capitol

Texas Medicare Supplements

There are many options when choosing a Texas Medicare Supplement, also known as Medigap Plans or Gap Insurance. With all of the choices, you will want to review a Medicare Supplement Comparison showing all of the rates and all the plans in your area.

Senior Raising Hand

Medicare Supplement FAQ’s

At Medigap Planners we speak with hundreds of seniors daily regarding Medicare Supplements and other types of health insurance coverage. Here is a list of some of the most frequently asked questions.

Seniors on Bike

What is a Medicare Supplement?

When asking what is a Medicare Supplement, it is first important to understand Medicare and how it works. Medicare covers 80% of approved health care expenses. Medicare Supplements, also known as Medigap Plans, are designed to cover the remaining 20%.

Relaxed Senior

The Benefits of Owning a Medicare Supplement Plan

When it comes to supplementing your Medicare Part A and Part B benefits you have a few options. If you are shopping for coverage, it is important to understand the differences between your available choices.

medigap plan n

Why Medigap Plan N is the Best Choice

Shopping for a Medicare Supplement can be confusing. Hopefully, this post about the benefits of owning a Medigap Plan N will make the decision process easier. In full disclosure, I will always recommend you buy a Medigap Plan N if it is competitively priced in your area. Here’s why.

Turning 65 Birthday Balloon

Turning 65 Checklist

Congratulations! Turning 65 is a milestone. You’ve worked hard and hopefully saved enough for retirement. Either way, this is the time to make some necessary decisions regarding your healthcare and finances. The following is a turning 65 checklist to help guide you through this critical period.

Senior Woman Question Mark

Do I Need a Medicare Supplement?

So you’re turning 65, and you may be asking yourself “Do I need a Medicare Supplement.” The answer is yes. Your Orginal Medicare benefits will only cover about 80% of your eligible medical expenses. In this post, we’ll look at two of the potentially costliest Medicare Supplement benefits you cannot afford not to cover.

Apple and Orange

Florida Medicare Supplements

Florida Medicare Supplement premiums can prove to be a very real challenge to many Florida Medigap Eligibles when shopping for affordable coverage. When comparing Medicare Supplement Plans in Florida, it is critical to compare all of the available options in your area.

Chalkboard Save Money

Medicare Supplement Discounts

Medicare Supplements, also known as Medigap Plans have rates based on actuarial formulas and tables. By understanding circumstances that represent a lower risk, some Medigap Companies can save you money.

Gold Number Five

Top 5 Reasons to Buy a Medigap Plan G

Depending on the rate in your area, a Medigap Plan G, is worth some serious consideration when shopping for Medicare Supplements. Here are the Top Five Reasons to Buy a Medigap Plan G

Glasses with Eye Chart

Medicare Supplement Vision Coverage

Medicare Supplement vision coverage only applies to exams, procedures, and therapies covered under Original Medicare Part A and Part B. There are no covered benefits beyond what Medicare offers.

Compare Medicare Supplements online

Compare Medicare Supplements Online

Companies offer free comparisons with the hope of eventually selling you a Medigap Plan. Just remember, you are always the one in charge. With so much competition you can be very selective in choosing who to work with. There is no reason to tolerate poor service or high-pressure sales tactics.