Medigap Plan N

Medicare Supplement or Medigap Plan N is one of the newest Standardized Medicare Supplement Plans. It was first introduced in 2010 along with Medigap Plan M. Plan N is unique in that it has a cost-sharing structure in the form of copays.

Medigap Plan N Copays

With a Plan N, you will have a $20 copay under most circumstances when you visit your doctor. There is also a $50 copay for emergency room visits that don’t require admittance into the hospital. As a result, frivolous visits to the doctor and emergency room are reduced saving the insurance company in claims.

Medigap Plan N Has Fewer Rate Increases

Due to the reduced claims with Plan N, rate increases are likely to be lower and fewer. Over the long term, your savings by owning a Plan N can really add up.

Depending on availability in your area, a Plan N Medicare Supplement could be the best choice. Here are articles and information to help you decide.

medigap plan n

Why Medigap Plan N is the Best Choice

Shopping for a Medicare Supplement can be confusing. Hopefully, this post about the benefits of owning a Medigap Plan N will make the decision process easier. In full disclosure, I will always recommend you buy a Medigap Plan N if it is competitively priced in your area. Here’s why.

Senior Couple Florida Beach


If you are turning 65 and a Florida resident, you are certainly familiar with the AARP Plan F Medicare Supplement (Medigap Plan). The plan is underwritten and administered by UnitedHealthCare Insurance Company. In most areas of Florida, it is very often the plan with the lowest price, but before purchasing, there are other options you will want to consider.

Senior Thinking Plan G or Plan N

Medigap Plan G or Medigap Plan N

Congratulations, if you are comparing Medigap Plan G and Medigap Plan N you are on the right track. Both are great Medicare Supplement Plans for a variety of reasons and worth your consideration.

F or N Thought Cloud

Medigap Plan F or Plan N?

Medigap Plan F or Plan N, which is right for you? Ever since it was introduced in 2010, the Plan N Medicare Supplement has been a favorite recommendation of mine. Unfortunately, when shopping, most people don’t even consider it. They tend to gravitate towards the more popular Plan F because of it’s seemingly more comprehensive coverage.