High Deductible Plan F

High Deductible Plan F

Medicare green and blue line

A High Deductible Medigap Plan F works just like a regular Plan F with the exception of a $2,180 deductible in 2016.

Medigap High Deductible Plan F covers nine out of nine Medicare Supplement Benefits. However, coverage doesn’t start until after you pay your deductible amount each year. Once the deductible is paid the plan pays 100% of covered expenses just like a standard Plan F Medicare Supplement.

A High Deductible Plan F Can Be a Good Option

For example, if the annual premium for a standard Medigap Plan F is $2,180 greater than the annual premium of a High Deductible Plan F, the High Deductible Plan is a tremendous value.

To see a benefits chart comparing all plans click here.

After Your $2,180 Deductible a High Deductible Plan F Covers

Medicare Part A Coinsurance (Hospital)

Medicare Part B Coinsurance (Medical)

Blood (First 3 Pints)

Part A Hospice Care Coinsurance and Copay

Skilled Nursing Facility Care Coinsurance

Part A Deductible

Part B Deductible

Part B Excess Charges

Foreign Travel Emergency

Covered Part A Costs (Hospital) per *Benefit Period with a Medigap High Deductible Plan F

After a $2,180 Annual Deductible

Part A benefit chart

* A benefit period begins when you receive services as an inpatient in a hospital. It ends after you have been out of the hospital and have not received skilled care in other facility for 60 consecutive days. All Part A copayments and deductibles start new with the beginning of each new benefit period.

Covered Part B Costs (Medical) with a Medigap High Deductible Plan F

After a $2,180 Annual Deductible

benefit chart for medicare part b

Covered Part A and B Costs with a Medigap High Deductible Plan F

After a $2,180 Annual Deductible

benefit chart for medicare

More Medicare Supplement Plans

Plan A    Plan B    Plan C    Plan D    Plan F    Plan G    Plan K    Plan L    Plan M    Plan N

More information about High Deductible Plan F