In this post, I hope to explain why you shouldn’t worry about Medicare Part B excess charges when shopping for a Medicare Supplement. Currently, the very popular Medigap Plan C and Medigap Plan F are the only plans that pay for excess charges. Hopefully, after reading, you’ll agree that paying for this benefit is a waste of money.
Medigap Plan F or Plan N, which is right for you? Ever since it was introduced in 2010, the Plan N Medicare Supplement has been a favorite recommendation of mine. Unfortunately, when shopping, most people don’t even consider it. They tend to gravitate towards the more popular Plan F because of it’s seemingly more comprehensive coverage.