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MEDICARE OVERVIEW

MEDICARE: AN OVERVIEW

At its core, Medicare is a basic health-insurance program provided by the federal government. Most Medicare recipients are seniors-people 65 or older. However, people with certain disabilities or illnesses can also qualify regardless of age. Because Medicare is administered by the federal government, there are no state-by-state eligibility requirements , although some benefits may vary depending on where you live.

annual enrollment period

Annual Enrollment Period 2017

The Annual Enrollment Period is the best time to check your current coverage against the competition. Any 2017 changes to your plan, such as rate increases, benefit reductions, and loss of specific drug coverage will be locked in when it’s over. Get a free no-obligation policy checkup.

Worried Couple Computer

Medicare Premium Increase in 2017

The Medicare Premium Increase in 2017 could be substantial when announced on October 1st. Projections have some seniors seeing increases as high as 22% on their Part B Premium. It is estimated 1 in 3 seniors could pay as much as $149 a month. There is also a reported increase of the Medicare Part B Deductible from $166 to $204.

Teacher Chalkboard

Medicare Quiz

Think you know Medicare? Take the Medicare Quiz and find out were you really stand. These 10 questions will test your knowledge of Medicare and your options.

Prescription Drug Bottles

How to Enroll in a Prescription Drug Plan

You can enroll in a Prescription Drug Plan due to changes made by The Medicare Prescription Drug Improvement and Modernization Act of 2003. The legislation created new drug coverage options for seniors eligible for Medicare.

medicare advantage star rating

Medicare Advantage Star Ratings

The Medicare Advantage Star Ratings system is used by the Centers for Medicare & Medicaid Services (CMS). It’s a quality rating system with the highest score being five stars. How is this rating determined and how much should it be considered when choosing a plan?

Texas Capitol

Texas Medicare Supplements

There are many options when choosing a Texas Medicare Supplement, also known as Medigap Plans or Gap Insurance. With all of the choices, you will want to review a Medicare Supplement Comparison showing all of the rates and all the plans in your area.

Ken Boesch and Doug Llewelyn

Medigap Planners and Doug Llewelyn

After six months of opening our doors we are expanding with a national television campaign. Doug Llewelyn, who you might remember from the People’s Court will be our spokesman.

Relaxed Senior

The Benefits of Owning a Medicare Supplement Plan

When it comes to supplementing your Medicare Part A and Part B benefits you have a few options. If you are shopping for coverage, it is important to understand the differences between your available choices.

senior top 5

Top Five Reasons to Buy a Medicare Advantage Plan

Because Original Medicare doesn’t cover everything, it is highly recommended you purchase additional coverage. Otherwise, you are leaving yourself open to potentially limitless hospital bills. Your top two choices for additional coverage are a Medicare Supplement or Medicare Advantage plan. There are advantages to both.

Glasses with Eye Chart

Medicare Supplement Vision Coverage

Medicare Supplement vision coverage only applies to exams, procedures, and therapies covered under Original Medicare Part A and Part B. There are no covered benefits beyond what Medicare offers.

Open Enrollment

Medicare Supplement Open Enrollment

If you are enrolled in Medicare Part B, your Medicare Supplement Open Enrollment begins the first day of the month in which you turn 65 and lasts for six months. If you’re concerned about forgetting the dates. Don’t worry. You will be inundated with Medicare Supplement marketing material. And you thought nobody cared about your birthday.

Medicare Supplement Benefit Guide

The following Medicare Supplement Benefit Guide will help you compare plans. There are only nine areas of coverage to consider when comparing. All standardized plans cover a portion of these benefits.

Money going down the drain

The Truth About Medicare Part B Excess Charges

In this post, I hope to explain why you shouldn’t worry about Medicare Part B excess charges when shopping for a Medicare Supplement. Currently, the very popular Medigap Plan C and Medigap Plan F are the only plans that pay for excess charges. Hopefully, after reading, you’ll agree that paying for this benefit is a waste of money.

Open Enrollment Ends

When Can I Change From a Medicare Advantage Plan Back to Original Medicare?

Every year you should evaluate your health care coverage. Before deciding to make any changes, consider the current cost of your plan, your overall satisfaction, and your health status.

Questions

What is Medicare Select?

Medicare Select Plans can offer a significant savings. Learn about Medicare Select and see if one of these plans is right for you.

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Before You Buy a Medigap Plan Online Here are 5 Things You Must Know

Buying a Medicare Supplement online is easy and with today’s technology it also makes sense. You can compare quickly all the plans, and all the companies available for sale in your area. Here are five tips to get you started.