At its core, Medicare is a basic health-insurance program provided by the federal government. Most Medicare recipients are seniors-people 65 or older. However, people with certain disabilities or illnesses can also qualify regardless of age. Because Medicare is administered by the federal government, there are no state-by-state eligibility requirements , although some benefits may vary depending on where you live.
The Annual Enrollment Period is the best time to check your current coverage against the competition. Any 2017 changes to your plan, such as rate increases, benefit reductions, and loss of specific drug coverage will be locked in when it’s over. Get a free no-obligation policy checkup.
The Medicare Premium Increase in 2017 could be substantial when announced on October 1st. Projections have some seniors seeing increases as high as 22% on their Part B Premium. It is estimated 1 in 3 seniors could pay as much as $149 a month. There is also a reported increase of the Medicare Part B Deductible from $166 to $204.
Think you know Medicare? Take the Medicare Quiz and find out were you really stand. These 10 questions will test your knowledge of Medicare and your options.
You can enroll in a Prescription Drug Plan due to changes made by The Medicare Prescription Drug Improvement and Modernization Act of 2003. The legislation created new drug coverage options for seniors eligible for Medicare.
The Medicare Advantage Star Ratings system is used by the Centers for Medicare & Medicaid Services (CMS). It’s a quality rating system with the highest score being five stars. How is this rating determined and how much should it be considered when choosing a plan?
There are many options when choosing a Texas Medicare Supplement, also known as Medigap Plans or Gap Insurance. With all of the choices, you will want to review a Medicare Supplement Comparison showing all of the rates and all the plans in your area.
After six months of opening our doors we are expanding with a national television campaign. Doug Llewelyn, who you might remember from the People’s Court will be our spokesman.
When it comes to supplementing your Medicare Part A and Part B benefits you have a few options. If you are shopping for coverage, it is important to understand the differences between your available choices.
Because Original Medicare doesn’t cover everything, it is highly recommended you purchase additional coverage. Otherwise, you are leaving yourself open to potentially limitless hospital bills. Your top two choices for additional coverage are a Medicare Supplement or Medicare Advantage plan. There are advantages to both.
Medicare Supplement vision coverage only applies to exams, procedures, and therapies covered under Original Medicare Part A and Part B. There are no covered benefits beyond what Medicare offers.
If you are enrolled in Medicare Part B, your Medicare Supplement Open Enrollment begins the first day of the month in which you turn 65 and lasts for six months. If you’re concerned about forgetting the dates. Don’t worry. You will be inundated with Medicare Supplement marketing material. And you thought nobody cared about your birthday.
The following Medicare Supplement Benefit Guide will help you compare plans. There are only nine areas of coverage to consider when comparing. All standardized plans cover a portion of these benefits.
In this post, I hope to explain why you shouldn’t worry about Medicare Part B excess charges when shopping for a Medicare Supplement. Currently, the very popular Medigap Plan C and Medigap Plan F are the only plans that pay for excess charges. Hopefully, after reading, you’ll agree that paying for this benefit is a waste of money.
Every year you should evaluate your health care coverage. Before deciding to make any changes, consider the current cost of your plan, your overall satisfaction, and your health status.
Medicare Select Plans can offer a significant savings. Learn about Medicare Select and see if one of these plans is right for you.
Buying a Medicare Supplement online is easy and with today’s technology it also makes sense. You can compare quickly all the plans, and all the companies available for sale in your area. Here are five tips to get you started.
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