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MEDICARE OVERVIEW

MEDICARE: AN OVERVIEW

At its core, Medicare is a basic health-insurance program provided by the federal government. Most Medicare recipients are seniors-people 65 or older. However, people with certain disabilities or illnesses can also qualify regardless of age. Because Medicare is administered by the federal government, there are no state-by-state eligibility requirements , although some benefits may vary depending on where you live.

Standardized Medicare Supplement

Standardized Medicare Supplements

Standardized Medicare Supplements, also known as Medigap or Supplemental Insurance came into law in 1992. Since then, all plans sold must offer the same benefits as defined by their plan type regardless of the insurance company.

Texas Capitol

Texas Medicare Supplements

There are many options when choosing a Texas Medicare Supplement, also known as Medigap Plans or Gap Insurance. With all of the choices, you will want to review a Medicare Supplement Comparison showing all of the rates and all the plans in your area.

Ken Boesch and Doug Llewelyn

Medigap Planners and Doug Llewelyn

After six months of opening our doors we are expanding with a national television campaign. Doug Llewelyn, who you might remember from the People’s Court will be our spokesman.

Seniors on Bike

What is a Medicare Supplement?

When asking what is a Medicare Supplement, it is first important to understand Medicare and how it works. Medicare covers 80% of approved health care expenses. Medicare Supplements, also known as Medigap Plans, are designed to cover the remaining 20%.

Relaxed Senior

The Benefits of Owning a Medicare Supplement Plan

When it comes to supplementing your Medicare Part A and Part B benefits you have a few options. If you are shopping for coverage, it is important to understand the differences between your available choices.

senior top 5

Top Five Reasons to Buy a Medicare Advantage Plan

Because Original Medicare doesn’t cover everything, it is highly recommended you purchase additional coverage. Otherwise, you are leaving yourself open to potentially limitless hospital bills. Your top two choices for additional coverage are a Medicare Supplement or Medicare Advantage plan. There are advantages to both.

Glasses with Eye Chart

Medicare Supplement Vision Coverage

Medicare Supplement vision coverage only applies to exams, procedures, and therapies covered under Original Medicare Part A and Part B. There are no covered benefits beyond what Medicare offers.

Open Enrollment

Medicare Supplement Open Enrollment

If you are enrolled in Medicare Part B, your Medicare Supplement Open Enrollment begins the first day of the month in which you turn 65 and lasts for six months. If you’re concerned about forgetting the dates. Don’t worry. You will be inundated with Medicare Supplement marketing material. And you thought nobody cared about your birthday.

Money going down the drain

The Truth About Medicare Part B Excess Charges

In this post, I hope to explain why you shouldn’t worry about Medicare Part B excess charges when shopping for a Medicare Supplement. Currently, the very popular Medigap Plan C and Medigap Plan F are the only plans that pay for excess charges. Hopefully, after reading, you’ll agree that paying for this benefit is a waste of money.

Open Enrollment Ends

When Can I Change From a Medicare Advantage Plan Back to Original Medicare?

Every year you should evaluate your health care coverage. Before deciding to make any changes, consider the current cost of your plan, your overall satisfaction, and your health status.